Call reports 2009
CAMPUS STATE BANK — 2009
What CAMPUS STATE BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 18,286,000 | 18,587,000 | 18,637,000 | 19,096,000 |
| Total loans | 10,920,000 | 11,304,000 | 11,282,000 | 11,949,000 |
| Allowance for loan losses | 130,000 | 130,000 | 130,000 | 130,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 2,014,000 | 2,055,000 | 2,049,000 | 2,588,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 16,468,000 | 16,745,000 | 16,758,000 | 16,793,000 |
| Interest-bearing deposits | 15,392,000 | 15,330,000 | 15,501,000 | 14,877,000 |
| Noninterest-bearing deposits | 1,076,000 | 1,415,000 | 1,257,000 | 1,916,000 |
| Equity capital | 1,776,000 | 1,806,000 | 1,831,000 | 1,831,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 237,000 | 476,000 | 704,000 | 946,000 |
| Interest expense | 86,000 | 164,000 | 237,000 | 304,000 |
| Net interest income | 151,000 | 312,000 | 467,000 | 642,000 |
| Noninterest income | 21,000 | 44,000 | 72,000 | 102,000 |
| Noninterest expense | 139,000 | 284,000 | 431,000 | 625,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 31,000 | 66,000 | 96,000 | 101,000 |
| Income tax | 5,000 | 10,000 | 15,000 | 19,000 |
| Net income | 26,000 | 56,000 | 81,000 | 82,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,776,000 | 1,806,000 | 1,831,000 | 1,831,000 |
| Total capital | 1,892,000 | 1,927,000 | 1,952,000 | 1,961,000 |
| Risk-weighted assets | 9,546,000 | 9,662,000 | 9,785,000 | 10,440,000 |