Call reports 2008
CAMPUS STATE BANK — 2008
What CAMPUS STATE BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 19,490,000 | 19,537,000 | 19,710,000 | 19,268,000 |
| Total loans | 10,243,000 | 10,331,000 | 10,643,000 | 11,077,000 |
| Allowance for loan losses | 130,000 | 130,000 | 130,000 | 130,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 2,737,000 | 3,619,000 | 3,617,000 | 3,616,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 17,675,000 | 17,690,000 | 17,584,000 | 17,440,000 |
| Interest-bearing deposits | 15,536,000 | 15,999,000 | 16,273,000 | 16,125,000 |
| Noninterest-bearing deposits | 2,139,000 | 1,691,000 | 1,311,000 | 1,315,000 |
| Equity capital | 1,755,000 | 1,786,000 | 1,818,000 | 1,779,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 268,000 | 517,000 | 782,000 | 1,050,000 |
| Interest expense | 136,000 | 262,000 | 377,000 | 481,000 |
| Net interest income | 132,000 | 255,000 | 405,000 | 569,000 |
| Noninterest income | 26,000 | 53,000 | 86,000 | 114,000 |
| Noninterest expense | 132,000 | 262,000 | 412,000 | 630,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 72,000 | 110,000 | 141,000 | 114,000 |
| Income tax | 6,000 | 12,000 | 12,000 | 23,000 |
| Net income | 66,000 | 98,000 | 129,000 | 91,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,755,000 | 1,786,000 | 1,818,000 | 1,779,000 |
| Total capital | 1,873,000 | 1,905,000 | 1,938,000 | 1,903,000 |
| Risk-weighted assets | 9,445,000 | 9,490,000 | 9,743,000 | 9,960,000 |