Call reports 2007
CAMPUS STATE BANK — 2007
What CAMPUS STATE BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 17,179,000 | 16,777,000 | 17,754,000 | 18,281,000 |
| Total loans | 11,028,000 | 10,949,000 | 11,142,000 | 10,801,000 |
| Allowance for loan losses | 130,000 | 130,000 | 130,000 | 130,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 3,358,000 | 3,644,000 | 4,048,000 | 5,246,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 15,473,000 | 15,026,000 | 15,952,000 | 16,504,000 |
| Interest-bearing deposits | 13,706,000 | 13,437,000 | 14,345,000 | 14,394,000 |
| Noninterest-bearing deposits | 1,767,000 | 1,589,000 | 1,607,000 | 2,110,000 |
| Equity capital | 1,656,000 | 1,701,000 | 1,737,000 | 1,718,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 258,000 | 527,000 | 794,000 | 1,082,000 |
| Interest expense | 118,000 | 238,000 | 367,000 | 504,000 |
| Net interest income | 140,000 | 289,000 | 427,000 | 578,000 |
| Noninterest income | 24,000 | 48,000 | 72,000 | 100,000 |
| Noninterest expense | 132,000 | 255,000 | 381,000 | 569,000 |
| Provision for loan losses | 0 | 0 | 0 | -3,000 |
| Pretax income | 32,000 | 82,000 | 118,000 | 112,000 |
| Income tax | 4,000 | 9,000 | 9,000 | 22,000 |
| Net income | 28,000 | 73,000 | 109,000 | 90,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,656,000 | 1,701,000 | 1,737,000 | 1,718,000 |
| Total capital | 1,777,000 | 1,820,000 | 1,862,000 | 1,841,000 |
| Risk-weighted assets | 9,568,000 | 9,467,000 | 9,762,000 | 9,754,000 |