Call reports 2006
CAMPUS STATE BANK — 2006
What CAMPUS STATE BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 15,688,000 | 15,665,000 | 15,654,000 | 17,086,000 |
| Total loans | 12,705,000 | 13,031,000 | 12,674,000 | 11,794,000 |
| Allowance for loan losses | 130,000 | 130,000 | 130,000 | 130,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 1,203,000 | 1,202,000 | 1,201,000 | 2,234,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 14,052,000 | 13,993,000 | 13,949,000 | 15,382,000 |
| Interest-bearing deposits | 12,936,000 | 12,851,000 | 13,002,000 | 13,429,000 |
| Noninterest-bearing deposits | 1,116,000 | 1,142,000 | 947,000 | 1,953,000 |
| Equity capital | 1,604,000 | 1,635,000 | 1,655,000 | 1,658,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 215,000 | 445,000 | 680,000 | 938,000 |
| Interest expense | 81,000 | 174,000 | 277,000 | 384,000 |
| Net interest income | 134,000 | 271,000 | 403,000 | 554,000 |
| Noninterest income | 29,000 | 57,000 | 82,000 | 109,000 |
| Noninterest expense | 130,000 | 265,000 | 391,000 | 556,000 |
| Provision for loan losses | 0 | 0 | 0 | 2,000 |
| Pretax income | 33,000 | 63,000 | 94,000 | 105,000 |
| Income tax | 5,000 | 5,000 | 15,000 | 23,000 |
| Net income | 28,000 | 58,000 | 79,000 | 82,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,604,000 | 1,635,000 | 1,655,000 | 1,658,000 |
| Total capital | 1,732,000 | 1,766,000 | 1,785,000 | 1,785,000 |
| Risk-weighted assets | 10,240,000 | 10,490,000 | 10,481,000 | 10,065,000 |