Call reports 2005
CAMPUS STATE BANK — 2005
What CAMPUS STATE BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 15,000,000 | 14,834,000 | 15,396,000 | 15,569,000 |
| Total loans | 11,671,000 | 11,839,000 | 12,305,000 | 12,132,000 |
| Allowance for loan losses | 130,000 | 130,000 | 130,000 | 130,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 2,211,000 | 1,908,000 | 1,906,000 | 1,503,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 13,424,000 | 13,124,000 | 13,562,000 | 13,932,000 |
| Interest-bearing deposits | 12,506,000 | 12,231,000 | 12,816,000 | 12,972,000 |
| Noninterest-bearing deposits | 918,000 | 893,000 | 746,000 | 960,000 |
| Equity capital | 1,552,000 | 1,584,000 | 1,608,000 | 1,607,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 194,000 | 388,000 | 594,000 | 806,000 |
| Interest expense | 60,000 | 125,000 | 198,000 | 276,000 |
| Net interest income | 134,000 | 263,000 | 396,000 | 530,000 |
| Noninterest income | 26,000 | 56,000 | 82,000 | 108,000 |
| Noninterest expense | 130,000 | 252,000 | 378,000 | 533,000 |
| Provision for loan losses | 0 | 0 | 2,000 | 2,000 |
| Pretax income | 30,000 | 67,000 | 98,000 | 103,000 |
| Income tax | 5,000 | 10,000 | 17,000 | 23,000 |
| Net income | 25,000 | 57,000 | 81,000 | 80,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,552,000 | 1,584,000 | 1,608,000 | 1,607,000 |
| Total capital | 1,669,000 | 1,703,000 | 1,723,000 | 1,731,000 |
| Risk-weighted assets | 9,377,000 | 9,545,000 | 10,009,000 | 9,943,000 |