Call reports 2004
CAMPUS STATE BANK — 2004
What CAMPUS STATE BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 15,885,000 | 15,384,000 | 15,272,000 | 15,388,000 |
| Total loans | 10,518,000 | 10,743,000 | 11,168,000 | 11,393,000 |
| Allowance for loan losses | 130,000 | 130,000 | 130,000 | 130,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 3,029,000 | 2,622,000 | 2,217,000 | 2,614,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 14,344,000 | 13,815,000 | 13,681,000 | 13,809,000 |
| Interest-bearing deposits | 13,542,000 | 13,009,000 | 13,024,000 | 12,798,000 |
| Noninterest-bearing deposits | 802,000 | 806,000 | 657,000 | 1,011,000 |
| Equity capital | 1,516,000 | 1,545,000 | 1,569,000 | 1,557,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 203,000 | 399,000 | 583,000 | 781,000 |
| Interest expense | 65,000 | 128,000 | 188,000 | 249,000 |
| Net interest income | 138,000 | 271,000 | 395,000 | 532,000 |
| Noninterest income | 24,000 | 48,000 | 81,000 | 113,000 |
| Noninterest expense | 129,000 | 244,000 | 364,000 | 537,000 |
| Provision for loan losses | -24,000 | -25,000 | -25,000 | -25,000 |
| Pretax income | 57,000 | 100,000 | 137,000 | 133,000 |
| Income tax | 0 | 13,000 | 26,000 | 34,000 |
| Net income | 57,000 | 87,000 | 111,000 | 99,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,516,000 | 1,545,000 | 1,569,000 | 1,557,000 |
| Total capital | 1,632,000 | 1,659,000 | 1,687,000 | 1,675,000 |
| Risk-weighted assets | 9,105,000 | 9,140,000 | 9,433,000 | 9,469,000 |