Call reports 2003
CAMPUS STATE BANK — 2003
What CAMPUS STATE BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 15,517,000 | 15,985,000 | 15,800,000 | 15,128,000 |
| Total loans | 9,315,000 | 10,167,000 | 10,579,000 | 10,421,000 |
| Allowance for loan losses | 130,000 | 130,000 | 130,000 | 150,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 4,129,000 | 3,825,000 | 3,420,000 | 3,013,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 14,025,000 | 14,463,000 | 14,240,000 | 13,612,000 |
| Interest-bearing deposits | 13,157,000 | 13,616,000 | 13,503,000 | 12,880,000 |
| Noninterest-bearing deposits | 868,000 | 847,000 | 737,000 | 732,000 |
| Equity capital | 1,452,000 | 1,489,000 | 1,531,000 | 1,489,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 229,000 | 450,000 | 670,000 | 876,000 |
| Interest expense | 94,000 | 179,000 | 259,000 | 329,000 |
| Net interest income | 135,000 | 271,000 | 411,000 | 547,000 |
| Noninterest income | 23,000 | 46,000 | 74,000 | 99,000 |
| Noninterest expense | 99,000 | 214,000 | 335,000 | 497,000 |
| Provision for loan losses | 0 | 0 | 0 | 20,000 |
| Pretax income | 59,000 | 103,000 | 150,000 | 129,000 |
| Income tax | 0 | 6,000 | 12,000 | 34,000 |
| Net income | 59,000 | 97,000 | 138,000 | 95,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,452,000 | 1,489,000 | 1,531,000 | 1,489,000 |
| Total capital | 1,557,000 | 1,600,000 | 1,648,000 | 1,602,000 |
| Risk-weighted assets | 8,412,000 | 8,880,000 | 9,331,000 | 9,032,000 |