Call reports 2002
CAMPUS STATE BANK — 2002
What CAMPUS STATE BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 14,865,000 | 14,735,000 | 14,979,000 | 15,415,000 |
| Total loans | 8,779,000 | 9,161,000 | 9,349,000 | 9,135,000 |
| Allowance for loan losses | 130,000 | 130,000 | 130,000 | 130,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 4,509,000 | 4,207,000 | 4,507,000 | 3,906,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 13,429,000 | 13,268,000 | 13,187,000 | 13,953,000 |
| Interest-bearing deposits | 12,725,000 | 12,532,000 | 12,529,000 | 13,131,000 |
| Noninterest-bearing deposits | 704,000 | 736,000 | 658,000 | 822,000 |
| Equity capital | 1,383,000 | 1,425,000 | 1,449,000 | 1,423,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 254,000 | 506,000 | 755,000 | 1,003,000 |
| Interest expense | 118,000 | 229,000 | 335,000 | 438,000 |
| Net interest income | 136,000 | 277,000 | 420,000 | 565,000 |
| Noninterest income | 17,000 | 40,000 | 65,000 | 89,000 |
| Noninterest expense | 113,000 | 227,000 | 345,000 | 528,000 |
| Provision for loan losses | 0 | 0 | 24,000 | 25,000 |
| Pretax income | 40,000 | 90,000 | 116,000 | 101,000 |
| Income tax | 0 | 9,000 | 9,000 | 22,000 |
| Net income | 40,000 | 81,000 | 107,000 | 79,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,383,000 | 1,425,000 | 1,449,000 | 1,423,000 |
| Total capital | 1,479,000 | 1,521,000 | 1,551,000 | 1,525,000 |
| Risk-weighted assets | 7,677,000 | 7,934,000 | 8,195,000 | 8,138,000 |