Call reports 2026
HERITAGE BANK MINNESOTA — 2026
What HERITAGE BANK MINNESOTA reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 123,251,000 | 120,859,000 |
| Total loans | 95,725,000 | 98,783,000 |
| Allowance for loan losses | 950,000 | 977,000 |
| Securities available for sale | 10,901,000 | 9,963,000 |
| Securities held to maturity | 523,000 | 524,000 |
| Trading assets | 0 | 0 |
| Total deposits | 107,550,000 | 109,779,000 |
| Interest-bearing deposits | 86,211,000 | 88,144,000 |
| Noninterest-bearing deposits | 21,340,000 | 21,636,000 |
| Equity capital | 7,391,000 | 7,779,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 1,641,000 | 3,381,000 |
| Interest expense | 618,000 | 1,234,000 |
| Net interest income | 1,023,000 | 2,147,000 |
| Noninterest income | 60,000 | 133,000 |
| Noninterest expense | 819,000 | 1,697,000 |
| Provision for loan losses | 36,000 | 72,000 |
| Pretax income | 228,000 | 511,000 |
| Income tax | 0 | 0 |
| Net income | 228,000 | 511,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 8,836,000 | 9,109,000 |
| Total capital | 9,786,000 | 10,086,000 |
| Risk-weighted assets | 85,787,000 | 91,317,000 |