Call report 2025Q4
HERITAGE BANK MINNESOTA — 2025Q4
The 22 measures HERITAGE BANK MINNESOTA reported to the FFIEC for 2025Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 117,519,000 | USD | evidence → |
| Total loans | 96,894,000 | USD | evidence → |
| Allowance for loan losses | 911,000 | USD | evidence → |
| Securities available for sale | 11,307,000 | USD | evidence → |
| Securities held to maturity | 522,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 104,861,000 | USD | evidence → |
| Interest-bearing deposits | 83,983,000 | USD | evidence → |
| Noninterest-bearing deposits | 20,878,000 | USD | evidence → |
| Equity capital | 7,271,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 6,089,000 | USD | evidence → |
| Interest expense | 2,255,000 | USD | evidence → |
| Net interest income | 3,834,000 | USD | evidence → |
| Noninterest income | 263,000 | USD | evidence → |
| Noninterest expense | 3,219,000 | USD | evidence → |
| Provision for loan losses | 144,000 | USD | evidence → |
| Pretax income | 734,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 734,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 8,618,000 | USD | evidence → |
| Total capital | 9,529,000 | USD | evidence → |
| Risk-weighted assets | 88,049,000 | USD | evidence → |