Call report 2023Q4
HERITAGE BANK MINNESOTA — 2023Q4
The 22 measures HERITAGE BANK MINNESOTA reported to the FFIEC for 2023Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 100,362,000 | USD | evidence → |
| Total loans | 78,537,000 | USD | evidence → |
| Allowance for loan losses | 662,000 | USD | evidence → |
| Securities available for sale | 12,418,000 | USD | evidence → |
| Securities held to maturity | 646,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 80,819,000 | USD | evidence → |
| Interest-bearing deposits | 62,602,000 | USD | evidence → |
| Noninterest-bearing deposits | 18,217,000 | USD | evidence → |
| Equity capital | 6,128,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,267,000 | USD | evidence → |
| Interest expense | 1,071,000 | USD | evidence → |
| Net interest income | 3,196,000 | USD | evidence → |
| Noninterest income | 265,000 | USD | evidence → |
| Noninterest expense | 2,906,000 | USD | evidence → |
| Provision for loan losses | 105,000 | USD | evidence → |
| Pretax income | 450,000 | USD | evidence → |
| Income tax | 15,000 | USD | evidence → |
| Net income | 435,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 7,941,000 | USD | evidence → |
| Total capital | 8,603,000 | USD | evidence → |
| Risk-weighted assets | 73,928,000 | USD | evidence → |