Call report 2014Q4
HERITAGE BANK MINNESOTA — 2014Q4
The 22 measures HERITAGE BANK MINNESOTA reported to the FFIEC for 2014Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 47,114,000 | USD | evidence → |
| Total loans | 31,107,000 | USD | evidence → |
| Allowance for loan losses | 342,000 | USD | evidence → |
| Securities available for sale | 6,567,000 | USD | evidence → |
| Securities held to maturity | 6,715,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 42,313,000 | USD | evidence → |
| Interest-bearing deposits | 35,005,000 | USD | evidence → |
| Noninterest-bearing deposits | 7,308,000 | USD | evidence → |
| Equity capital | 4,794,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,897,000 | USD | evidence → |
| Interest expense | 125,000 | USD | evidence → |
| Net interest income | 1,772,000 | USD | evidence → |
| Noninterest income | 177,000 | USD | evidence → |
| Noninterest expense | 1,646,000 | USD | evidence → |
| Provision for loan losses | 30,000 | USD | evidence → |
| Pretax income | 354,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 354,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 4,809,000 | USD | evidence → |
| Total capital | 5,151,000 | USD | evidence → |
| Risk-weighted assets | 28,457,000 | USD | evidence → |