Call report 2008Q4
HERITAGE BANK MINNESOTA — 2008Q4
The 22 measures HERITAGE BANK MINNESOTA reported to the FFIEC for 2008Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 48,874,000 | USD | evidence → |
| Total loans | 34,736,000 | USD | evidence → |
| Allowance for loan losses | 1,284,000 | USD | evidence → |
| Securities available for sale | 7,708,000 | USD | evidence → |
| Securities held to maturity | 3,169,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 41,363,000 | USD | evidence → |
| Interest-bearing deposits | 37,187,000 | USD | evidence → |
| Noninterest-bearing deposits | 4,177,000 | USD | evidence → |
| Equity capital | 4,426,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,151,000 | USD | evidence → |
| Interest expense | 1,304,000 | USD | evidence → |
| Net interest income | 1,847,000 | USD | evidence → |
| Noninterest income | 238,000 | USD | evidence → |
| Noninterest expense | 1,855,000 | USD | evidence → |
| Provision for loan losses | 956,000 | USD | evidence → |
| Pretax income | -749,000 | USD | evidence → |
| Income tax | 1,000 | USD | evidence → |
| Net income | -750,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 4,047,000 | USD | evidence → |
| Total capital | 4,470,000 | USD | evidence → |
| Risk-weighted assets | 33,011,000 | USD | evidence → |