Call report 2007Q4
HERITAGE BANK MINNESOTA — 2007Q4
The 22 measures HERITAGE BANK MINNESOTA reported to the FFIEC for 2007Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 51,150,000 | USD | evidence → |
| Total loans | 34,562,000 | USD | evidence → |
| Allowance for loan losses | 507,000 | USD | evidence → |
| Securities available for sale | 10,043,000 | USD | evidence → |
| Securities held to maturity | 2,628,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 40,529,000 | USD | evidence → |
| Interest-bearing deposits | 36,444,000 | USD | evidence → |
| Noninterest-bearing deposits | 4,085,000 | USD | evidence → |
| Equity capital | 5,496,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,623,000 | USD | evidence → |
| Interest expense | 1,547,000 | USD | evidence → |
| Net interest income | 2,076,000 | USD | evidence → |
| Noninterest income | 261,000 | USD | evidence → |
| Noninterest expense | 1,769,000 | USD | evidence → |
| Provision for loan losses | 12,000 | USD | evidence → |
| Pretax income | 556,000 | USD | evidence → |
| Income tax | 1,000 | USD | evidence → |
| Net income | 555,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 5,133,000 | USD | evidence → |
| Total capital | 5,552,000 | USD | evidence → |
| Risk-weighted assets | 33,392,000 | USD | evidence → |