Call report 2005Q4
HERITAGE BANK MINNESOTA — 2005Q4
The 22 measures HERITAGE BANK MINNESOTA reported to the FFIEC for 2005Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 48,551,000 | USD | evidence → |
| Total loans | 35,507,000 | USD | evidence → |
| Allowance for loan losses | 684,000 | USD | evidence → |
| Securities available for sale | 4,464,000 | USD | evidence → |
| Securities held to maturity | 2,954,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 40,678,000 | USD | evidence → |
| Interest-bearing deposits | 36,412,000 | USD | evidence → |
| Noninterest-bearing deposits | 4,266,000 | USD | evidence → |
| Equity capital | 4,783,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,092,000 | USD | evidence → |
| Interest expense | 922,000 | USD | evidence → |
| Net interest income | 2,170,000 | USD | evidence → |
| Noninterest income | 270,000 | USD | evidence → |
| Noninterest expense | 1,635,000 | USD | evidence → |
| Provision for loan losses | -70,000 | USD | evidence → |
| Pretax income | 872,000 | USD | evidence → |
| Income tax | 1,000 | USD | evidence → |
| Net income | 871,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 4,403,000 | USD | evidence → |
| Total capital | 4,822,000 | USD | evidence → |
| Risk-weighted assets | 33,228,000 | USD | evidence → |