Call report 2004Q2
HERITAGE BANK MINNESOTA — 2004Q2
The 22 measures HERITAGE BANK MINNESOTA reported to the FFIEC for 2004Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 49,603,000 | USD | evidence → |
| Total loans | 38,692,000 | USD | evidence → |
| Allowance for loan losses | 641,000 | USD | evidence → |
| Securities available for sale | 2,999,000 | USD | evidence → |
| Securities held to maturity | 3,597,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 42,328,000 | USD | evidence → |
| Interest-bearing deposits | 39,156,000 | USD | evidence → |
| Noninterest-bearing deposits | 3,172,000 | USD | evidence → |
| Equity capital | 4,205,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,590,000 | USD | evidence → |
| Interest expense | 450,000 | USD | evidence → |
| Net interest income | 1,140,000 | USD | evidence → |
| Noninterest income | 120,000 | USD | evidence → |
| Noninterest expense | 697,000 | USD | evidence → |
| Provision for loan losses | 102,000 | USD | evidence → |
| Pretax income | 461,000 | USD | evidence → |
| Income tax | 2,000 | USD | evidence → |
| Net income | 459,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 3,729,000 | USD | evidence → |
| Total capital | 4,168,000 | USD | evidence → |
| Risk-weighted assets | 35,090,000 | USD | evidence → |