Call report 2002Q4
HERITAGE BANK MINNESOTA — 2002Q4
The 22 measures HERITAGE BANK MINNESOTA reported to the FFIEC for 2002Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 46,891,000 | USD | evidence → |
| Total loans | 34,383,000 | USD | evidence → |
| Allowance for loan losses | 441,000 | USD | evidence → |
| Securities available for sale | 5,032,000 | USD | evidence → |
| Securities held to maturity | 2,586,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 43,228,000 | USD | evidence → |
| Interest-bearing deposits | 39,177,000 | USD | evidence → |
| Noninterest-bearing deposits | 4,051,000 | USD | evidence → |
| Equity capital | 3,547,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,209,000 | USD | evidence → |
| Interest expense | 1,322,000 | USD | evidence → |
| Net interest income | 1,887,000 | USD | evidence → |
| Noninterest income | 191,000 | USD | evidence → |
| Noninterest expense | 1,301,000 | USD | evidence → |
| Provision for loan losses | 168,000 | USD | evidence → |
| Pretax income | 696,000 | USD | evidence → |
| Income tax | 9,000 | USD | evidence → |
| Net income | 687,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 2,962,000 | USD | evidence → |
| Total capital | 3,347,000 | USD | evidence → |
| Risk-weighted assets | 30,740,000 | USD | evidence → |