Call reports 2026
WILLIAMSTOWN BANK, INC. — 2026
What WILLIAMSTOWN BANK, INC. reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 236,950,000 | 236,688,000 |
| Total loans | 186,617,000 | 188,494,000 |
| Allowance for loan losses | 1,469,000 | 1,389,000 |
| Securities available for sale | 18,025,000 | 18,491,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 212,785,000 | 212,285,000 |
| Interest-bearing deposits | 166,168,000 | 167,120,000 |
| Noninterest-bearing deposits | 46,617,000 | 45,165,000 |
| Equity capital | 23,448,000 | 23,675,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 2,992,000 | 6,132,000 |
| Interest expense | 805,000 | 1,635,000 |
| Net interest income | 2,187,000 | 4,497,000 |
| Noninterest income | 245,000 | 515,000 |
| Noninterest expense | 1,932,000 | 4,018,000 |
| Provision for loan losses | 37,000 | 75,000 |
| Pretax income | 463,000 | 919,000 |
| Income tax | 88,000 | 214,000 |
| Net income | 375,000 | 705,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 23,951,000 | 24,092,000 |