Call report 2025Q4
WILLIAMSTOWN BANK, INC. — 2025Q4
The 22 measures WILLIAMSTOWN BANK, INC. reported to the FFIEC for 2025Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 228,460,000 | USD | evidence → |
| Total loans | 187,183,000 | USD | evidence → |
| Allowance for loan losses | 1,379,000 | USD | evidence → |
| Securities available for sale | 16,438,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 204,305,000 | USD | evidence → |
| Interest-bearing deposits | 160,043,000 | USD | evidence → |
| Noninterest-bearing deposits | 44,262,000 | USD | evidence → |
| Equity capital | 23,388,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 11,797,000 | USD | evidence → |
| Interest expense | 3,329,000 | USD | evidence → |
| Net interest income | 8,468,000 | USD | evidence → |
| Noninterest income | 1,065,000 | USD | evidence → |
| Noninterest expense | 7,548,000 | USD | evidence → |
| Provision for loan losses | 172,000 | USD | evidence → |
| Pretax income | 1,813,000 | USD | evidence → |
| Income tax | 333,000 | USD | evidence → |
| Net income | 1,480,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 23,765,000 | USD | evidence → |
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