Call report 2015Q4
WILLIAMSTOWN BANK, INC. — 2015Q4
The 22 measures WILLIAMSTOWN BANK, INC. reported to the FFIEC for 2015Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 149,014,000 | USD | evidence → |
| Total loans | 124,609,000 | USD | evidence → |
| Allowance for loan losses | 1,568,000 | USD | evidence → |
| Securities available for sale | 13,329,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 130,868,000 | USD | evidence → |
| Interest-bearing deposits | 108,169,000 | USD | evidence → |
| Noninterest-bearing deposits | 22,699,000 | USD | evidence → |
| Equity capital | 17,587,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 6,855,000 | USD | evidence → |
| Interest expense | 627,000 | USD | evidence → |
| Net interest income | 6,228,000 | USD | evidence → |
| Noninterest income | 770,000 | USD | evidence → |
| Noninterest expense | 4,245,000 | USD | evidence → |
| Provision for loan losses | 310,000 | USD | evidence → |
| Pretax income | 2,443,000 | USD | evidence → |
| Income tax | 830,000 | USD | evidence → |
| Net income | 1,613,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 17,497,000 | USD | evidence → |
| Total capital | 18,884,000 | USD | evidence → |
| Risk-weighted assets | 110,857,000 | USD | evidence → |