Call report 2012Q4
WILLIAMSTOWN BANK, INC. — 2012Q4
The 22 measures WILLIAMSTOWN BANK, INC. reported to the FFIEC for 2012Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 145,805,000 | USD | evidence → |
| Total loans | 108,314,000 | USD | evidence → |
| Allowance for loan losses | 1,227,000 | USD | evidence → |
| Securities available for sale | 14,427,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 130,474,000 | USD | evidence → |
| Interest-bearing deposits | 113,795,000 | USD | evidence → |
| Noninterest-bearing deposits | 16,679,000 | USD | evidence → |
| Equity capital | 14,899,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 6,715,000 | USD | evidence → |
| Interest expense | 1,127,000 | USD | evidence → |
| Net interest income | 5,588,000 | USD | evidence → |
| Noninterest income | 828,000 | USD | evidence → |
| Noninterest expense | 3,797,000 | USD | evidence → |
| Provision for loan losses | 270,000 | USD | evidence → |
| Pretax income | 2,349,000 | USD | evidence → |
| Income tax | 727,000 | USD | evidence → |
| Net income | 1,622,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 14,811,000 | USD | evidence → |
| Total capital | 16,011,000 | USD | evidence → |
| Risk-weighted assets | 95,934,000 | USD | evidence → |