Call report 2009Q4
WILLIAMSTOWN BANK, INC. — 2009Q4
The 22 measures WILLIAMSTOWN BANK, INC. reported to the FFIEC for 2009Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 112,275,000 | USD | evidence → |
| Total loans | 87,061,000 | USD | evidence → |
| Allowance for loan losses | 838,000 | USD | evidence → |
| Securities available for sale | 13,458,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 99,794,000 | USD | evidence → |
| Interest-bearing deposits | 85,981,000 | USD | evidence → |
| Noninterest-bearing deposits | 13,813,000 | USD | evidence → |
| Equity capital | 11,738,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 6,340,000 | USD | evidence → |
| Interest expense | 2,124,000 | USD | evidence → |
| Net interest income | 4,216,000 | USD | evidence → |
| Noninterest income | 745,000 | USD | evidence → |
| Noninterest expense | 3,367,000 | USD | evidence → |
| Provision for loan losses | 344,000 | USD | evidence → |
| Pretax income | 1,250,000 | USD | evidence → |
| Income tax | 322,000 | USD | evidence → |
| Net income | 928,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 11,997,000 | USD | evidence → |
| Total capital | 12,835,000 | USD | evidence → |
| Risk-weighted assets | 91,481,000 | USD | evidence → |