Call report 2008Q4
WILLIAMSTOWN BANK, INC. — 2008Q4
The 22 measures WILLIAMSTOWN BANK, INC. reported to the FFIEC for 2008Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 100,686,000 | USD | evidence → |
| Total loans | 78,014,000 | USD | evidence → |
| Allowance for loan losses | 760,000 | USD | evidence → |
| Securities available for sale | 13,514,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 89,203,000 | USD | evidence → |
| Interest-bearing deposits | 76,089,000 | USD | evidence → |
| Noninterest-bearing deposits | 13,114,000 | USD | evidence → |
| Equity capital | 11,237,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 6,412,000 | USD | evidence → |
| Interest expense | 2,480,000 | USD | evidence → |
| Net interest income | 3,932,000 | USD | evidence → |
| Noninterest income | 780,000 | USD | evidence → |
| Noninterest expense | 3,144,000 | USD | evidence → |
| Provision for loan losses | 123,000 | USD | evidence → |
| Pretax income | 1,005,000 | USD | evidence → |
| Income tax | 200,000 | USD | evidence → |
| Net income | 805,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 11,486,000 | USD | evidence → |
| Total capital | 12,246,000 | USD | evidence → |
| Risk-weighted assets | 80,521,000 | USD | evidence → |