Call reports 2006

WILLIAMSTOWN BANK, INC. — 2006

Name: WILLIAMSTOWN BANK, INC. — FFIEC call report 2006
Creator: WILLIAMSTOWN BANK, INC.

What WILLIAMSTOWN BANK, INC. reported to the FFIEC in 2006, quarter by quarter.

PERIOD: 2006SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/f15998c0-3c76-4e51-a8ad-3a7ae3a603e3/2006

Balance sheet

What the bank holds and owes at quarter end

Measure	2006Q1	2006Q2	2006Q3	2006Q4
Total assets	93,102,000	92,033,000	93,608,000	93,664,000
Total loans	69,900,000	72,217,000	73,279,000	72,819,000
Allowance for loan losses	822,000	821,000	851,000	875,000
Securities available for sale	13,096,000	12,866,000	12,973,000	12,320,000
Securities held to maturity	196,000	0	0	0
Trading assets	0	0	0	0
Total deposits	82,014,000	80,968,000	81,862,000	81,977,000
Interest-bearing deposits	67,263,000	65,860,000	67,888,000	68,378,000
Noninterest-bearing deposits	14,751,000	15,108,000	13,974,000	13,599,000
Equity capital	10,581,000	10,723,000	11,058,000	11,201,000

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure	2006Q1	2006Q2	2006Q3	2006Q4
Interest income	1,434,000	2,938,000	4,510,000	6,106,000
Interest expense	386,000	806,000	1,291,000	1,817,000
Net interest income	1,048,000	2,132,000	3,219,000	4,289,000
Noninterest income	141,000	289,000	446,000	586,000
Noninterest expense	768,000	1,540,000	2,314,000	3,111,000
Provision for loan losses	38,000	94,000	149,000	205,000
Pretax income	383,000	787,000	1,202,000	1,566,000
Income tax	127,000	244,000	358,000	480,000
Net income	256,000	543,000	844,000	1,086,000

Basel measures — not reported for every quarter

Measure	2006Q1	2006Q2	2006Q3	2006Q4
Tier 1 capital	10,513,000	10,723,000	10,941,000	11,061,000
Total capital	11,335,000	11,544,000	11,792,000	11,936,000
Risk-weighted assets	72,391,000	72,808,000	73,667,000	73,143,000