Call report 2003Q3
WILLIAMSTOWN BANK, INC. — 2003Q3
The 22 measures WILLIAMSTOWN BANK, INC. reported to the FFIEC for 2003Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 84,874,000 | USD | evidence → |
| Total loans | 56,214,000 | USD | evidence → |
| Allowance for loan losses | 605,000 | USD | evidence → |
| Securities available for sale | 18,597,000 | USD | evidence → |
| Securities held to maturity | 506,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 75,080,000 | USD | evidence → |
| Interest-bearing deposits | 62,842,000 | USD | evidence → |
| Noninterest-bearing deposits | 12,238,000 | USD | evidence → |
| Equity capital | 9,204,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,966,000 | USD | evidence → |
| Interest expense | 1,222,000 | USD | evidence → |
| Net interest income | 2,744,000 | USD | evidence → |
| Noninterest income | 370,000 | USD | evidence → |
| Noninterest expense | 2,009,000 | USD | evidence → |
| Provision for loan losses | 193,000 | USD | evidence → |
| Pretax income | 965,000 | USD | evidence → |
| Income tax | 257,000 | USD | evidence → |
| Net income | 708,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 8,980,000 | USD | evidence → |
| Total capital | 9,585,000 | USD | evidence → |
| Risk-weighted assets | 60,660,000 | USD | evidence → |