Call report 2002Q4
WILLIAMSTOWN BANK, INC. — 2002Q4
The 22 measures WILLIAMSTOWN BANK, INC. reported to the FFIEC for 2002Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 86,209,000 | USD | evidence → |
| Total loans | 54,609,000 | USD | evidence → |
| Allowance for loan losses | 499,000 | USD | evidence → |
| Securities available for sale | 19,482,000 | USD | evidence → |
| Securities held to maturity | 1,435,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 76,837,000 | USD | evidence → |
| Interest-bearing deposits | 66,087,000 | USD | evidence → |
| Noninterest-bearing deposits | 10,750,000 | USD | evidence → |
| Equity capital | 8,819,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 5,830,000 | USD | evidence → |
| Interest expense | 2,241,000 | USD | evidence → |
| Net interest income | 3,589,000 | USD | evidence → |
| Noninterest income | 416,000 | USD | evidence → |
| Noninterest expense | 2,672,000 | USD | evidence → |
| Provision for loan losses | 301,000 | USD | evidence → |
| Pretax income | 1,032,000 | USD | evidence → |
| Income tax | 257,000 | USD | evidence → |
| Net income | 775,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 8,478,000 | USD | evidence → |
| Total capital | 8,977,000 | USD | evidence → |
| Risk-weighted assets | 60,693,000 | USD | evidence → |