Call reports 2017
TOWANDA STATE BANK — 2017
What TOWANDA STATE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 10,366,000 | 10,536,000 | 10,604,000 | 10,174,000 |
| Total loans | 7,129,000 | 7,657,000 | 7,539,000 | 7,566,000 |
| Allowance for loan losses | 103,000 | 104,000 | 102,000 | 104,000 |
| Securities available for sale | 1,233,000 | 1,237,000 | 1,236,000 | 1,225,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 9,476,000 | 9,651,000 | 9,726,000 | 9,306,000 |
| Interest-bearing deposits | 7,169,000 | 7,311,000 | 7,223,000 | 7,270,000 |
| Noninterest-bearing deposits | 2,307,000 | 2,340,000 | 2,503,000 | 2,036,000 |
| Equity capital | 851,000 | 845,000 | 838,000 | 836,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 112,000 | 218,000 | 333,000 | 453,000 |
| Interest expense | 10,000 | 21,000 | 31,000 | 41,000 |
| Net interest income | 102,000 | 197,000 | 302,000 | 412,000 |
| Noninterest income | 23,000 | 48,000 | 68,000 | 89,000 |
| Noninterest expense | 139,000 | 268,000 | 398,000 | 522,000 |
| Provision for loan losses | 0 | 2,000 | 2,000 | 3,000 |
| Pretax income | -14,000 | -25,000 | -30,000 | -24,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -14,000 | -25,000 | -30,000 | -24,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 865,000 | 855,000 | 849,000 | 856,000 |
| Total capital | 939,000 | 928,000 | 922,000 | 928,000 |
| Risk-weighted assets | 5,891,000 | 5,878,000 | 5,833,000 | 5,743,000 |