Call report 2007Q4
TOWANDA STATE BANK — 2007Q4
The 22 measures TOWANDA STATE BANK reported to the FFIEC for 2007Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 7,892,000 | USD | evidence → |
| Total loans | 5,099,000 | USD | evidence → |
| Allowance for loan losses | 79,000 | USD | evidence → |
| Securities available for sale | 600,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 6,841,000 | USD | evidence → |
| Interest-bearing deposits | 5,199,000 | USD | evidence → |
| Noninterest-bearing deposits | 1,642,000 | USD | evidence → |
| Equity capital | 792,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 516,000 | USD | evidence → |
| Interest expense | 164,000 | USD | evidence → |
| Net interest income | 352,000 | USD | evidence → |
| Noninterest income | 170,000 | USD | evidence → |
| Noninterest expense | 535,000 | USD | evidence → |
| Provision for loan losses | 50,000 | USD | evidence → |
| Pretax income | -63,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | -63,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 792,000 | USD | evidence → |
| Total capital | 871,000 | USD | evidence → |
| Risk-weighted assets | 4,422,000 | USD | evidence → |