Call report 2004Q4
TOWANDA STATE BANK — 2004Q4
The 22 measures TOWANDA STATE BANK reported to the FFIEC for 2004Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 7,661,000 | USD | evidence → |
| Total loans | 4,907,000 | USD | evidence → |
| Allowance for loan losses | 86,000 | USD | evidence → |
| Securities available for sale | 1,508,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 6,484,000 | USD | evidence → |
| Interest-bearing deposits | 5,117,000 | USD | evidence → |
| Noninterest-bearing deposits | 1,367,000 | USD | evidence → |
| Equity capital | 865,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 529,000 | USD | evidence → |
| Interest expense | 92,000 | USD | evidence → |
| Net interest income | 437,000 | USD | evidence → |
| Noninterest income | 165,000 | USD | evidence → |
| Noninterest expense | 569,000 | USD | evidence → |
| Provision for loan losses | 5,000 | USD | evidence → |
| Pretax income | 28,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 28,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 861,000 | USD | evidence → |
| Total capital | 914,000 | USD | evidence → |
| Risk-weighted assets | 4,218,000 | USD | evidence → |