Call report 2003Q4
TOWANDA STATE BANK — 2003Q4
The 22 measures TOWANDA STATE BANK reported to the FFIEC for 2003Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 7,950,000 | USD | evidence → |
| Total loans | 4,938,000 | USD | evidence → |
| Allowance for loan losses | 91,000 | USD | evidence → |
| Securities available for sale | 412,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 6,932,000 | USD | evidence → |
| Interest-bearing deposits | 5,758,000 | USD | evidence → |
| Noninterest-bearing deposits | 1,174,000 | USD | evidence → |
| Equity capital | 832,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 562,000 | USD | evidence → |
| Interest expense | 122,000 | USD | evidence → |
| Net interest income | 440,000 | USD | evidence → |
| Noninterest income | 167,000 | USD | evidence → |
| Noninterest expense | 574,000 | USD | evidence → |
| Provision for loan losses | 16,000 | USD | evidence → |
| Pretax income | 17,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 17,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 832,000 | USD | evidence → |
| Total capital | 889,000 | USD | evidence → |
| Risk-weighted assets | 4,515,000 | USD | evidence → |