Call report 2002Q4
TOWANDA STATE BANK — 2002Q4
The 22 measures TOWANDA STATE BANK reported to the FFIEC for 2002Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 7,588,000 | USD | evidence → |
| Total loans | 5,948,000 | USD | evidence → |
| Allowance for loan losses | 99,000 | USD | evidence → |
| Securities available for sale | 204,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 6,563,000 | USD | evidence → |
| Interest-bearing deposits | 5,481,000 | USD | evidence → |
| Noninterest-bearing deposits | 1,082,000 | USD | evidence → |
| Equity capital | 827,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 631,000 | USD | evidence → |
| Interest expense | 170,000 | USD | evidence → |
| Net interest income | 461,000 | USD | evidence → |
| Noninterest income | 151,000 | USD | evidence → |
| Noninterest expense | 496,000 | USD | evidence → |
| Provision for loan losses | 67,000 | USD | evidence → |
| Pretax income | 49,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 49,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 824,000 | USD | evidence → |
| Total capital | 885,000 | USD | evidence → |
| Risk-weighted assets | 4,844,000 | USD | evidence → |