Call reports 2016
BRUNING BANK — 2016
What BRUNING BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 334,559,000 | 332,134,000 | 347,176,000 | 354,835,000 |
| Total loans | 203,518,000 | 214,333,000 | 221,090,000 | 224,184,000 |
| Allowance for loan losses | 4,217,000 | 4,278,000 | 4,338,000 | 4,399,000 |
| Securities available for sale | 101,688,000 | 90,120,000 | 91,775,000 | 102,464,000 |
| Securities held to maturity | 470,000 | 455,000 | 455,000 | 431,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 256,269,000 | 251,298,000 | 263,285,000 | 263,212,000 |
| Interest-bearing deposits | 201,393,000 | 195,798,000 | 208,159,000 | 203,458,000 |
| Noninterest-bearing deposits | 54,876,000 | 55,500,000 | 55,126,000 | 59,754,000 |
| Equity capital | 34,895,000 | 35,784,000 | 36,414,000 | 36,104,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 2,810,000 | 5,666,000 | 8,588,000 | 11,567,000 |
| Interest expense | 295,000 | 578,000 | 887,000 | 1,207,000 |
| Net interest income | 2,515,000 | 5,088,000 | 7,701,000 | 10,360,000 |
| Noninterest income | 365,000 | 759,000 | 1,322,000 | 2,066,000 |
| Noninterest expense | 2,092,000 | 4,142,000 | 6,208,000 | 8,420,000 |
| Provision for loan losses | 60,000 | 120,000 | 180,000 | 240,000 |
| Pretax income | 731,000 | 1,751,000 | 2,867,000 | 3,998,000 |
| Income tax | 162,000 | 419,000 | 706,000 | 1,001,000 |
| Net income | 569,000 | 1,332,000 | 2,161,000 | 2,997,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,325,000 | 35,089,000 | 35,918,000 | 36,583,000 |
| Total capital | 37,755,000 | 38,669,000 | 39,662,000 | 40,271,000 |
| Risk-weighted assets | 273,663,000 | 285,767,000 | 298,990,000 | 294,376,000 |