Call reports 2008
COLLINS STATE BANK — 2008
What COLLINS STATE BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 17,399,000 | 20,223,000 | 21,103,000 | 23,423,000 |
| Total loans | 12,764,000 | 13,390,000 | 14,410,000 | 18,288,000 |
| Allowance for loan losses | 171,000 | 177,000 | 244,000 | 252,000 |
| Securities available for sale | 0 | 2,997,000 | 3,272,000 | 3,255,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 14,503,000 | 17,293,000 | 18,230,000 | 19,444,000 |
| Interest-bearing deposits | 12,735,000 | 15,284,000 | 15,848,000 | 17,178,000 |
| Noninterest-bearing deposits | 1,768,000 | 2,009,000 | 2,382,000 | 2,266,000 |
| Equity capital | 2,837,000 | 2,875,000 | 2,796,000 | 2,612,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 277,000 | 551,000 | 869,000 | 1,216,000 |
| Interest expense | 120,000 | 246,000 | 373,000 | 510,000 |
| Net interest income | 157,000 | 305,000 | 496,000 | 706,000 |
| Noninterest income | 13,000 | 28,000 | 53,000 | 354,000 |
| Noninterest expense | 91,000 | 195,000 | 322,000 | 754,000 |
| Provision for loan losses | 6,000 | 12,000 | 94,000 | 94,000 |
| Pretax income | 73,000 | 126,000 | 133,000 | 212,000 |
| Income tax | 26,000 | 41,000 | 40,000 | 67,000 |
| Net income | 47,000 | 85,000 | 93,000 | 145,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,837,000 | 2,875,000 | 2,882,000 | 2,862,000 |
| Total capital | 2,985,000 | 3,050,000 | 3,027,000 | 3,114,000 |
| Risk-weighted assets | 11,902,000 | 14,104,000 | 15,779,000 | 19,401,000 |