Call reports 2007
COLLINS STATE BANK — 2007
What COLLINS STATE BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 16,036,000 | 16,113,000 | 16,494,000 | 17,503,000 |
| Total loans | 13,111,000 | 13,124,000 | 13,221,000 | 12,906,000 |
| Allowance for loan losses | 161,000 | 167,000 | 174,000 | 159,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 13,304,000 | 13,338,000 | 13,644,000 | 14,660,000 |
| Interest-bearing deposits | 11,627,000 | 11,748,000 | 11,910,000 | 12,363,000 |
| Noninterest-bearing deposits | 1,677,000 | 1,590,000 | 1,734,000 | 2,297,000 |
| Equity capital | 2,672,000 | 2,727,000 | 2,796,000 | 2,790,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 281,000 | 565,000 | 855,000 | 1,143,000 |
| Interest expense | 111,000 | 224,000 | 338,000 | 458,000 |
| Net interest income | 170,000 | 341,000 | 517,000 | 685,000 |
| Noninterest income | 15,000 | 28,000 | 45,000 | 56,000 |
| Noninterest expense | 138,000 | 219,000 | 302,000 | 428,000 |
| Provision for loan losses | 6,000 | 13,000 | 20,000 | 75,000 |
| Pretax income | 41,000 | 137,000 | 240,000 | 238,000 |
| Income tax | 15,000 | 55,000 | 90,000 | 86,000 |
| Net income | 26,000 | 82,000 | 150,000 | 152,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,672,000 | 2,727,000 | 2,796,000 | 2,790,000 |
| Total capital | 2,828,000 | 2,874,000 | 2,945,000 | 2,940,000 |
| Risk-weighted assets | 11,716,000 | 11,719,000 | 11,879,000 | 11,992,000 |