Call reports 2006
COLLINS STATE BANK — 2006
What COLLINS STATE BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 14,828,000 | 15,173,000 | 14,919,000 | 16,120,000 |
| Total loans | 13,474,000 | 13,680,000 | 13,365,000 | 12,823,000 |
| Allowance for loan losses | 135,000 | 142,000 | 149,000 | 155,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 12,299,000 | 12,604,000 | 12,283,000 | 13,423,000 |
| Interest-bearing deposits | 10,830,000 | 10,950,000 | 10,850,000 | 11,220,000 |
| Noninterest-bearing deposits | 1,469,000 | 1,654,000 | 1,433,000 | 2,203,000 |
| Equity capital | 2,487,000 | 2,530,000 | 2,586,000 | 2,645,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 241,000 | 493,000 | 755,000 | 1,026,000 |
| Interest expense | 76,000 | 166,000 | 263,000 | 367,000 |
| Net interest income | 165,000 | 327,000 | 492,000 | 659,000 |
| Noninterest income | 16,000 | 32,000 | 49,000 | 61,000 |
| Noninterest expense | 148,000 | 251,000 | 340,000 | 438,000 |
| Provision for loan losses | 6,000 | 12,000 | 18,000 | 24,000 |
| Pretax income | 27,000 | 96,000 | 183,000 | 258,000 |
| Income tax | 9,000 | 35,000 | 66,000 | 75,000 |
| Net income | 18,000 | 61,000 | 117,000 | 183,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,487,000 | 2,530,000 | 2,586,000 | 2,645,000 |
| Total capital | 2,622,000 | 2,672,000 | 2,735,000 | 2,799,000 |
| Risk-weighted assets | 11,829,000 | 12,020,000 | 11,674,000 | 11,547,000 |