Call reports 2005
COLLINS STATE BANK — 2005
What COLLINS STATE BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 13,131,000 | 14,709,000 | 14,716,000 | 14,963,000 |
| Total loans | 12,135,000 | 12,204,000 | 13,114,000 | 12,608,000 |
| Allowance for loan losses | 141,000 | 125,000 | 121,000 | 129,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 10,769,000 | 12,296,000 | 12,225,000 | 12,430,000 |
| Interest-bearing deposits | 9,297,000 | 10,986,000 | 10,690,000 | 10,574,000 |
| Noninterest-bearing deposits | 1,472,000 | 1,310,000 | 1,535,000 | 1,856,000 |
| Equity capital | 2,341,000 | 2,388,000 | 2,459,000 | 2,469,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 198,000 | 406,000 | 636,000 | 870,000 |
| Interest expense | 37,000 | 84,000 | 151,000 | 219,000 |
| Net interest income | 161,000 | 322,000 | 485,000 | 651,000 |
| Noninterest income | 37,000 | 54,000 | 68,000 | 82,000 |
| Noninterest expense | 131,000 | 229,000 | 313,000 | 415,000 |
| Provision for loan losses | 6,000 | 12,000 | 18,000 | 27,000 |
| Pretax income | 61,000 | 135,000 | 222,000 | 291,000 |
| Income tax | 21,000 | 48,000 | 64,000 | 116,000 |
| Net income | 40,000 | 87,000 | 158,000 | 175,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,341,000 | 2,388,000 | 2,459,000 | 2,469,000 |
| Total capital | 2,474,000 | 2,513,000 | 2,580,000 | 2,598,000 |
| Risk-weighted assets | 10,613,000 | 10,930,000 | 11,528,000 | 11,230,000 |