Call reports 2004
COLLINS STATE BANK — 2004
What COLLINS STATE BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 13,719,000 | 14,600,000 | 13,952,000 | 13,286,000 |
| Total loans | 11,707,000 | 12,043,000 | 12,283,000 | 11,627,000 |
| Allowance for loan losses | 111,000 | 117,000 | 123,000 | 135,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 11,476,000 | 12,322,000 | 11,623,000 | 10,966,000 |
| Interest-bearing deposits | 10,421,000 | 10,491,000 | 9,879,000 | 9,425,000 |
| Noninterest-bearing deposits | 1,055,000 | 1,831,000 | 1,744,000 | 1,541,000 |
| Equity capital | 2,218,000 | 2,255,000 | 2,304,000 | 2,301,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 194,000 | 389,000 | 595,000 | 786,000 |
| Interest expense | 43,000 | 85,000 | 129,000 | 171,000 |
| Net interest income | 151,000 | 304,000 | 466,000 | 615,000 |
| Noninterest income | 12,000 | 23,000 | 36,000 | 47,000 |
| Noninterest expense | 127,000 | 229,000 | 321,000 | 402,000 |
| Provision for loan losses | 6,000 | 12,000 | 18,000 | 110,000 |
| Pretax income | 30,000 | 86,000 | 163,000 | 150,000 |
| Income tax | 8,000 | 27,000 | 55,000 | 38,000 |
| Net income | 22,000 | 59,000 | 108,000 | 112,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,218,000 | 2,255,000 | 2,304,000 | 2,301,000 |
| Total capital | 2,329,000 | 2,372,000 | 2,427,000 | 2,436,000 |
| Risk-weighted assets | 10,757,000 | 11,093,000 | 11,040,000 | 10,491,000 |