Call reports 2003
COLLINS STATE BANK — 2003
What COLLINS STATE BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 12,908,000 | 12,902,000 | 12,659,000 | 14,335,000 |
| Total loans | 10,607,000 | 11,033,000 | 11,780,000 | 11,514,000 |
| Allowance for loan losses | 142,000 | 98,000 | 102,000 | 108,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 100,000 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 10,824,000 | 10,803,000 | 10,469,000 | 12,117,000 |
| Interest-bearing deposits | 9,645,000 | 9,458,000 | 9,132,000 | 10,416,000 |
| Noninterest-bearing deposits | 1,179,000 | 1,345,000 | 1,337,000 | 1,701,000 |
| Equity capital | 2,050,000 | 2,077,000 | 2,126,000 | 2,196,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 196,000 | 386,000 | 584,000 | 786,000 |
| Interest expense | 58,000 | 110,000 | 151,000 | 194,000 |
| Net interest income | 138,000 | 276,000 | 433,000 | 592,000 |
| Noninterest income | 15,000 | 26,000 | 38,000 | 54,000 |
| Noninterest expense | 129,000 | 234,000 | 320,000 | 395,000 |
| Provision for loan losses | 6,000 | 12,000 | 18,000 | 24,000 |
| Pretax income | 18,000 | 56,000 | 133,000 | 227,000 |
| Income tax | 3,000 | 14,000 | 42,000 | 59,000 |
| Net income | 15,000 | 42,000 | 91,000 | 168,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,050,000 | 2,077,000 | 2,126,000 | 2,196,000 |
| Total capital | 2,181,000 | 2,175,000 | 2,228,000 | 2,304,000 |
| Risk-weighted assets | 10,462,000 | 10,147,000 | 10,543,000 | 10,593,000 |