Call reports 2002
COLLINS STATE BANK — 2002
What COLLINS STATE BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 12,876,000 | 12,575,000 | 12,757,000 | 12,826,000 |
| Total loans | 10,327,000 | 10,809,000 | 10,025,000 | 9,953,000 |
| Allowance for loan losses | 124,000 | 130,000 | 136,000 | 139,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 100,000 | 100,000 | 100,000 | 100,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 10,927,000 | 10,596,000 | 10,724,000 | 10,756,000 |
| Interest-bearing deposits | 9,725,000 | 9,570,000 | 9,597,000 | 9,508,000 |
| Noninterest-bearing deposits | 1,202,000 | 1,026,000 | 1,127,000 | 1,248,000 |
| Equity capital | 1,898,000 | 1,948,000 | 1,999,000 | 2,035,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 218,000 | 437,000 | 655,000 | 856,000 |
| Interest expense | 77,000 | 140,000 | 202,000 | 263,000 |
| Net interest income | 141,000 | 297,000 | 453,000 | 593,000 |
| Noninterest income | 9,000 | 20,000 | 31,000 | 43,000 |
| Noninterest expense | 130,000 | 207,000 | 295,000 | 376,000 |
| Provision for loan losses | 6,000 | 12,000 | 18,000 | 24,000 |
| Pretax income | 14,000 | 98,000 | 171,000 | 236,000 |
| Income tax | 3,000 | 37,000 | 59,000 | 81,000 |
| Net income | 11,000 | 61,000 | 112,000 | 155,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,898,000 | 1,948,000 | 1,999,000 | 2,035,000 |
| Total capital | 2,022,000 | 2,077,000 | 2,121,000 | 2,159,000 |
| Risk-weighted assets | 9,976,000 | 10,340,000 | 9,777,000 | 9,969,000 |