Call reports 2025
STATE BANK — 2025
What STATE BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 824,510,000 | 855,021,000 | 875,909,000 | 864,872,000 |
| Total loans | 634,189,000 | 657,619,000 | 680,657,000 | 696,754,000 |
| Allowance for loan losses | 9,545,000 | 9,660,000 | 9,803,000 | 9,956,000 |
| Securities available for sale | 86,348,000 | 84,212,000 | 81,519,000 | 81,020,000 |
| Securities held to maturity | 18,827,000 | 18,664,000 | 18,038,000 | 11,904,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 704,646,000 | 723,489,000 | 720,505,000 | 696,338,000 |
| Interest-bearing deposits | 524,634,000 | 411,828,000 | 545,121,000 | 523,735,000 |
| Noninterest-bearing deposits | 180,012,000 | 311,661,000 | 175,384,000 | 172,603,000 |
| Equity capital | 68,309,000 | 70,176,000 | 73,201,000 | 75,020,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 10,672,000 | 21,698,000 | 33,646,000 | 45,554,000 |
| Interest expense | 3,916,000 | 7,878,000 | 11,981,000 | 16,050,000 |
| Net interest income | 6,756,000 | 13,820,000 | 21,665,000 | 29,504,000 |
| Noninterest income | 786,000 | 1,671,000 | 2,635,000 | 3,600,000 |
| Noninterest expense | 5,234,000 | 10,494,000 | 16,211,000 | 22,282,000 |
| Provision for loan losses | 156,000 | 314,000 | 479,000 | 637,000 |
| Pretax income | 2,152,000 | 4,683,000 | 7,610,000 | 10,185,000 |
| Income tax | 426,000 | 950,000 | 1,579,000 | 2,108,000 |
| Net income | 1,726,000 | 3,733,000 | 6,031,000 | 8,077,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 75,530,000 | 76,611,000 | 78,911,000 | 80,027,000 |
| Total capital | 84,768,000 | 85,748,000 | — | — |
| Risk-weighted assets | 733,092,000 | 730,603,000 | — | — |