Call reports 2023
STATE BANK — 2023
What STATE BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 763,965,000 | 793,932,000 | 802,283,000 | 826,298,000 |
| Total loans | 527,295,000 | 566,346,000 | 581,615,000 | 592,549,000 |
| Allowance for loan losses | 8,561,000 | 8,655,000 | 8,768,000 | 8,938,000 |
| Securities available for sale | 120,659,000 | 115,270,000 | 108,753,000 | 110,622,000 |
| Securities held to maturity | 25,987,000 | 25,764,000 | 24,616,000 | 24,428,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 682,603,000 | 693,305,000 | 686,909,000 | 700,023,000 |
| Interest-bearing deposits | 488,660,000 | 507,439,000 | 486,319,000 | 515,472,000 |
| Noninterest-bearing deposits | 193,943,000 | 185,866,000 | 200,590,000 | 184,551,000 |
| Equity capital | 57,825,000 | 56,376,000 | 55,735,000 | 60,668,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 8,109,000 | 16,754,000 | 26,167,000 | 36,194,000 |
| Interest expense | 2,631,000 | 6,096,000 | 10,156,000 | 14,621,000 |
| Net interest income | 5,478,000 | 10,658,000 | 16,011,000 | 21,573,000 |
| Noninterest income | 761,000 | 1,584,000 | 2,676,000 | 4,702,000 |
| Noninterest expense | 4,796,000 | 9,539,000 | 14,197,000 | 18,935,000 |
| Provision for loan losses | 60,000 | 189,000 | 339,000 | 509,000 |
| Pretax income | 1,410,000 | 2,540,000 | 4,178,000 | 6,858,000 |
| Income tax | 227,000 | 375,000 | 504,000 | 971,000 |
| Net income | 1,183,000 | 2,165,000 | 3,674,000 | 5,887,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 67,237,000 | 67,337,000 | 68,851,000 | 70,179,000 |
| Total capital | — | 75,072,000 | 76,699,000 | 78,197,000 |
| Risk-weighted assets | — | 638,748,000 | 660,662,000 | 634,843,000 |