Call reports 2022
STATE BANK — 2022
What STATE BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 685,629,000 | 710,914,000 | 712,719,000 | 745,652,000 |
| Total loans | 469,451,000 | 456,097,000 | 496,952,000 | 520,655,000 |
| Allowance for loan losses | 7,093,000 | 7,087,000 | 7,088,000 | 7,083,000 |
| Securities available for sale | 106,136,000 | 129,849,000 | 124,682,000 | 125,723,000 |
| Securities held to maturity | 28,026,000 | 27,436,000 | 26,344,000 | 27,116,000 |
| Trading assets | 12,475,000 | 2,491,000 | 0 | 0 |
| Total deposits | 619,348,000 | 647,020,000 | 635,734,000 | 664,987,000 |
| Interest-bearing deposits | 420,472,000 | 450,781,000 | 443,354,000 | 467,375,000 |
| Noninterest-bearing deposits | 198,876,000 | 196,239,000 | 192,380,000 | 197,612,000 |
| Equity capital | 58,126,000 | 55,457,000 | 53,659,000 | 55,571,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 5,878,000 | 11,947,000 | 18,591,000 | 26,171,000 |
| Interest expense | 300,000 | 640,000 | 1,076,000 | 2,272,000 |
| Net interest income | 5,578,000 | 11,307,000 | 17,515,000 | 23,899,000 |
| Noninterest income | 340,000 | 1,320,000 | 2,140,000 | 3,375,000 |
| Noninterest expense | 4,250,000 | 8,508,000 | 13,024,000 | 18,083,000 |
| Provision for loan losses | 62,000 | 65,000 | 68,000 | 69,000 |
| Pretax income | 1,606,000 | 4,054,000 | 6,563,000 | 9,122,000 |
| Income tax | 245,000 | 705,000 | 1,161,000 | 1,645,000 |
| Net income | 1,361,000 | 3,349,000 | 5,402,000 | 7,477,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 61,993,000 | 63,101,000 | 65,161,000 | 66,356,000 |
| Total capital | 68,859,000 | 69,790,000 | — | — |
| Risk-weighted assets | 549,054,000 | 534,700,000 | — | — |