Call reports 2021
STATE BANK — 2021
What STATE BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 631,307,000 | 623,264,000 | 642,826,000 | 711,234,000 |
| Total loans | 424,418,000 | 435,844,000 | 454,159,000 | 482,670,000 |
| Allowance for loan losses | 6,797,000 | 6,908,000 | 7,284,000 | 7,035,000 |
| Securities available for sale | 65,495,000 | 68,687,000 | 90,718,000 | 111,744,000 |
| Securities held to maturity | 34,605,000 | 31,543,000 | 30,092,000 | 28,350,000 |
| Trading assets | 10,411,000 | 10,493,000 | 10,518,000 | 10,581,000 |
| Total deposits | 554,580,000 | 555,518,000 | 572,954,000 | 626,157,000 |
| Interest-bearing deposits | 402,283,000 | 387,806,000 | 403,400,000 | 435,683,000 |
| Noninterest-bearing deposits | 152,297,000 | 167,712,000 | 169,554,000 | 190,474,000 |
| Equity capital | 59,223,000 | 60,108,000 | 61,621,000 | 61,993,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 5,164,000 | 10,590,000 | 16,350,000 | 22,127,000 |
| Interest expense | 383,000 | 708,000 | 1,000,000 | 1,291,000 |
| Net interest income | 4,781,000 | 9,882,000 | 15,350,000 | 20,836,000 |
| Noninterest income | 943,000 | 1,865,000 | 2,800,000 | 3,966,000 |
| Noninterest expense | 3,826,000 | 7,688,000 | 11,751,000 | 16,071,000 |
| Provision for loan losses | 92,000 | 183,000 | 560,000 | 852,000 |
| Pretax income | 1,806,000 | 3,876,000 | 5,839,000 | 7,878,000 |
| Income tax | 289,000 | 645,000 | 975,000 | 1,340,000 |
| Net income | 1,517,000 | 3,231,000 | 4,864,000 | 6,538,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 57,229,000 | 58,128,000 | 59,768,000 | 60,626,000 |
| Total capital | 62,948,000 | 64,230,000 | 66,248,000 | 67,545,000 |
| Risk-weighted assets | 456,456,000 | 487,339,000 | 517,613,000 | 553,367,000 |