Call reports 2020
STATE BANK — 2020
What STATE BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 532,023,000 | 597,867,000 | 604,798,000 | 609,282,000 |
| Total loans | 395,186,000 | 443,844,000 | 455,513,000 | 418,859,000 |
| Allowance for loan losses | 5,956,000 | 6,071,000 | 6,507,000 | 6,692,000 |
| Securities available for sale | 39,792,000 | 36,329,000 | 40,539,000 | 43,826,000 |
| Securities held to maturity | 27,786,000 | 28,464,000 | 26,417,000 | 36,034,000 |
| Trading assets | 0 | 10,288,000 | 10,480,000 | 10,551,000 |
| Total deposits | 436,837,000 | 501,585,000 | 516,283,000 | 524,790,000 |
| Interest-bearing deposits | 338,158,000 | 368,051,000 | 375,577,000 | 383,677,000 |
| Noninterest-bearing deposits | 98,679,000 | 133,534,000 | 140,706,000 | 141,113,000 |
| Equity capital | 57,694,000 | 58,794,000 | 60,605,000 | 61,302,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 5,205,000 | 10,408,000 | 15,923,000 | 21,429,000 |
| Interest expense | 845,000 | 1,601,000 | 2,229,000 | 2,728,000 |
| Net interest income | 4,360,000 | 8,807,000 | 13,694,000 | 18,701,000 |
| Noninterest income | 854,000 | 1,583,000 | 3,090,000 | 4,154,000 |
| Noninterest expense | 3,486,000 | 7,022,000 | 10,668,000 | 14,758,000 |
| Provision for loan losses | 103,000 | 205,000 | 676,000 | 878,000 |
| Pretax income | 1,625,000 | 3,163,000 | 5,440,000 | 7,219,000 |
| Income tax | 253,000 | 475,000 | 890,000 | 1,176,000 |
| Net income | 1,372,000 | 2,688,000 | 4,550,000 | 6,043,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 55,510,000 | 56,074,000 | 57,947,000 | 58,688,000 |
| Total capital | 60,957,000 | 61,718,000 | 63,773,000 | 64,390,000 |
| Risk-weighted assets | 435,292,000 | 451,102,000 | 465,394,000 | 455,132,000 |