Call reports 2019
STATE BANK — 2019
What STATE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 502,664,000 | 515,893,000 | 503,399,000 | 504,070,000 |
| Total loans | 384,741,000 | 391,213,000 | 375,925,000 | 383,356,000 |
| Allowance for loan losses | 5,449,000 | 5,605,000 | 5,960,000 | 5,856,000 |
| Securities available for sale | 36,635,000 | 38,317,000 | 38,537,000 | 41,031,000 |
| Securities held to maturity | 31,687,000 | 31,087,000 | 31,311,000 | 29,704,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 438,197,000 | 434,764,000 | 424,765,000 | 415,412,000 |
| Interest-bearing deposits | 338,275,000 | 338,761,000 | 326,371,000 | 317,132,000 |
| Noninterest-bearing deposits | 99,922,000 | 96,003,000 | 98,394,000 | 98,280,000 |
| Equity capital | 52,456,000 | 54,014,000 | 55,624,000 | 56,175,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 5,359,000 | 10,924,000 | 16,484,000 | 21,831,000 |
| Interest expense | 782,000 | 1,649,000 | 2,575,000 | 3,436,000 |
| Net interest income | 4,577,000 | 9,275,000 | 13,909,000 | 18,395,000 |
| Noninterest income | 656,000 | 2,122,000 | 3,785,000 | 4,600,000 |
| Noninterest expense | 3,435,000 | 7,046,000 | 11,015,000 | 14,562,000 |
| Provision for loan losses | 153,000 | 306,000 | 659,000 | 812,000 |
| Pretax income | 1,645,000 | 4,045,000 | 6,020,000 | 7,621,000 |
| Income tax | 270,000 | 735,000 | 859,000 | 1,108,000 |
| Net income | 1,375,000 | 3,310,000 | 5,161,000 | 6,513,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 50,637,000 | 51,887,000 | 53,462,000 | 54,127,000 |
| Total capital | 55,896,000 | 57,211,000 | 58,648,000 | 59,396,000 |
| Risk-weighted assets | 420,493,000 | 425,679,000 | 414,143,000 | 420,972,000 |