Call reports 2017
STATE BANK — 2017
What STATE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 466,730,000 | 491,088,000 | 479,143,000 | 474,366,000 |
| Total loans | 344,699,000 | 350,256,000 | 352,400,000 | 356,192,000 |
| Allowance for loan losses | 4,148,000 | 4,303,000 | 4,459,000 | 4,589,000 |
| Securities available for sale | 37,853,000 | 37,965,000 | 37,135,000 | 36,817,000 |
| Securities held to maturity | 31,545,000 | 31,159,000 | 30,830,000 | 31,394,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 413,172,000 | 433,551,000 | 421,142,000 | 414,299,000 |
| Interest-bearing deposits | 326,869,000 | 347,824,000 | 331,559,000 | 320,903,000 |
| Noninterest-bearing deposits | 86,303,000 | 85,728,000 | 89,583,000 | 93,396,000 |
| Equity capital | 46,590,000 | 47,119,000 | 48,125,000 | 47,549,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 4,587,000 | 9,211,000 | 13,957,000 | 18,745,000 |
| Interest expense | 361,000 | 774,000 | 1,239,000 | 1,700,000 |
| Net interest income | 4,226,000 | 8,437,000 | 12,718,000 | 17,045,000 |
| Noninterest income | 861,000 | 1,706,000 | 2,519,000 | 3,344,000 |
| Noninterest expense | 3,609,000 | 7,110,000 | 10,634,000 | 14,126,000 |
| Provision for loan losses | 98,000 | 238,000 | 393,000 | 563,000 |
| Pretax income | 1,380,000 | 2,795,000 | 4,210,000 | 5,700,000 |
| Income tax | 402,000 | 814,000 | 1,206,000 | 2,376,000 |
| Net income | 978,000 | 1,981,000 | 3,004,000 | 3,324,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 42,952,000 | 44,946,000 | 44,409,000 | 45,670,000 |
| Total capital | 47,100,000 | 49,249,000 | 48,868,000 | 50,259,000 |
| Risk-weighted assets | 361,586,000 | 367,703,000 | 379,213,000 | 371,891,000 |