Call reports 2016
STATE BANK — 2016
What STATE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 376,812,000 | 389,569,000 | 396,439,000 | 469,308,000 |
| Total loans | 256,399,000 | 268,977,000 | 290,802,000 | 351,393,000 |
| Allowance for loan losses | 4,119,000 | 4,019,000 | 4,045,000 | 4,090,000 |
| Securities available for sale | 38,096,000 | 38,713,000 | 34,213,000 | 38,489,000 |
| Securities held to maturity | 33,991,000 | 31,363,000 | 29,871,000 | 29,643,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 325,474,000 | 337,790,000 | 333,757,000 | 410,690,000 |
| Interest-bearing deposits | 255,679,000 | 268,284,000 | 260,878,000 | 326,599,000 |
| Noninterest-bearing deposits | 69,795,000 | 69,506,000 | 72,879,000 | 84,092,000 |
| Equity capital | 45,049,000 | 45,362,000 | 46,196,000 | 45,654,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 3,378,000 | 6,806,000 | 10,350,000 | 14,576,000 |
| Interest expense | 216,000 | 445,000 | 687,000 | 1,043,000 |
| Net interest income | 3,162,000 | 6,361,000 | 9,663,000 | 13,533,000 |
| Noninterest income | 658,000 | 1,428,000 | 2,176,000 | 2,950,000 |
| Noninterest expense | 2,763,000 | 5,663,000 | 8,644,000 | 12,050,000 |
| Provision for loan losses | 28,000 | 79,000 | 160,000 | 240,000 |
| Pretax income | 1,035,000 | 2,053,000 | 3,047,000 | 4,205,000 |
| Income tax | 267,000 | 521,000 | 763,000 | 1,073,000 |
| Net income | 768,000 | 1,532,000 | 2,284,000 | 3,132,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 44,624,000 | 44,913,000 | 45,666,000 | 44,276,000 |
| Total capital | 48,130,000 | 48,531,000 | 49,562,000 | 48,366,000 |
| Risk-weighted assets | 279,729,000 | 289,107,000 | 311,538,000 | 370,354,000 |