Call reports 2014
STATE BANK — 2014
What STATE BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 377,392,000 | 374,672,000 | 375,675,000 | 375,826,000 |
| Total loans | 230,575,000 | 231,206,000 | 245,205,000 | 252,476,000 |
| Allowance for loan losses | 5,242,000 | 5,094,000 | 5,096,000 | 5,556,000 |
| Securities available for sale | 73,048,000 | 72,462,000 | 50,408,000 | 48,246,000 |
| Securities held to maturity | 15,722,000 | 16,529,000 | 37,204,000 | 36,667,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 329,447,000 | 326,253,000 | 322,383,000 | 321,549,000 |
| Interest-bearing deposits | 267,316,000 | 273,440,000 | 268,525,000 | 265,126,000 |
| Noninterest-bearing deposits | 62,130,000 | 52,813,000 | 53,858,000 | 56,424,000 |
| Equity capital | 41,293,000 | 41,594,000 | 42,432,000 | 42,718,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 3,282,000 | 6,488,000 | 9,778,000 | 13,163,000 |
| Interest expense | 220,000 | 440,000 | 654,000 | 863,000 |
| Net interest income | 3,062,000 | 6,048,000 | 9,124,000 | 12,300,000 |
| Noninterest income | 634,000 | 1,371,000 | 2,088,000 | 3,560,000 |
| Noninterest expense | 2,705,000 | 5,467,000 | 8,231,000 | 11,201,000 |
| Provision for loan losses | 6,000 | 13,000 | 21,000 | 528,000 |
| Pretax income | 985,000 | 2,177,000 | 3,198,000 | 4,369,000 |
| Income tax | 215,000 | 490,000 | 720,000 | 1,029,000 |
| Net income | 770,000 | 1,687,000 | 2,478,000 | 3,340,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 40,755,000 | 41,094,000 | 41,886,000 | 42,181,000 |
| Total capital | 44,155,000 | 44,525,000 | 45,456,000 | 45,787,000 |
| Risk-weighted assets | 270,158,000 | 272,836,000 | 284,094,000 | 286,562,000 |