Call reports 2013
STATE BANK — 2013
What STATE BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 374,764,000 | 392,706,000 | 375,619,000 | 367,272,000 |
| Total loans | 217,521,000 | 220,674,000 | 234,835,000 | 233,920,000 |
| Allowance for loan losses | 5,342,000 | 5,345,000 | 5,339,000 | 5,237,000 |
| Securities available for sale | 95,673,000 | 93,739,000 | 77,762,000 | 75,045,000 |
| Securities held to maturity | 12,583,000 | 14,780,000 | 15,767,000 | 15,745,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 327,289,000 | 345,709,000 | 328,527,000 | 319,964,000 |
| Interest-bearing deposits | 270,746,000 | 290,588,000 | 275,367,000 | 266,474,000 |
| Noninterest-bearing deposits | 56,542,000 | 55,121,000 | 53,160,000 | 53,489,000 |
| Equity capital | 40,869,000 | 40,279,000 | 40,222,000 | 40,393,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 3,347,000 | 6,667,000 | 10,018,000 | 13,393,000 |
| Interest expense | 343,000 | 670,000 | 954,000 | 1,214,000 |
| Net interest income | 3,004,000 | 5,997,000 | 9,064,000 | 12,179,000 |
| Noninterest income | 641,000 | 1,354,000 | 2,052,000 | 2,732,000 |
| Noninterest expense | 2,812,000 | 5,643,000 | 8,418,000 | 11,139,000 |
| Provision for loan losses | 4,000 | 9,000 | 14,000 | 18,000 |
| Pretax income | 829,000 | 1,721,000 | 2,967,000 | 4,037,000 |
| Income tax | 169,000 | 339,000 | 645,000 | 892,000 |
| Net income | 660,000 | 1,382,000 | 2,322,000 | 3,145,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 38,525,000 | 38,737,000 | 39,678,000 | 39,986,000 |
| Total capital | 41,763,000 | 42,047,000 | 43,040,000 | 43,370,000 |
| Risk-weighted assets | 256,911,000 | 263,363,000 | 272,034,000 | 268,855,000 |