Call reports 2012
STATE BANK — 2012
What STATE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 385,588,000 | 381,484,000 | 375,015,000 | 374,984,000 |
| Total loans | 215,410,000 | 211,705,000 | 210,790,000 | 223,699,000 |
| Allowance for loan losses | 5,309,000 | 5,463,000 | 5,462,000 | 5,358,000 |
| Securities available for sale | 117,786,000 | 115,821,000 | 112,451,000 | 102,032,000 |
| Securities held to maturity | 10,113,000 | 10,505,000 | 13,183,000 | 12,602,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 345,475,000 | 340,807,000 | 333,076,000 | 322,876,000 |
| Interest-bearing deposits | 296,395,000 | 294,650,000 | 286,370,000 | 272,398,000 |
| Noninterest-bearing deposits | 49,079,000 | 46,157,000 | 46,706,000 | 50,478,000 |
| Equity capital | 38,911,000 | 39,200,000 | 40,105,000 | 40,227,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 3,745,000 | 7,386,000 | 10,847,000 | 14,529,000 |
| Interest expense | 537,000 | 1,053,000 | 1,491,000 | 1,873,000 |
| Net interest income | 3,208,000 | 6,333,000 | 9,356,000 | 12,656,000 |
| Noninterest income | 758,000 | 1,489,000 | 2,193,000 | 2,892,000 |
| Noninterest expense | 2,775,000 | 5,666,000 | 8,623,000 | 11,441,000 |
| Provision for loan losses | 231,000 | 387,000 | 394,000 | 399,000 |
| Pretax income | 960,000 | 1,769,000 | 2,532,000 | 3,716,000 |
| Income tax | 220,000 | 385,000 | 532,000 | 822,000 |
| Net income | 740,000 | 1,384,000 | 2,000,000 | 2,894,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 36,808,000 | 36,884,000 | 37,460,000 | 37,865,000 |
| Total capital | 40,002,000 | 40,090,000 | 40,609,000 | 41,132,000 |
| Risk-weighted assets | 254,482,000 | 254,505,000 | 249,581,000 | 259,198,000 |